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It starts as one lunch out with your co-workers and before you know it, you are eating out every day instead of bringing your own meal. Or perhaps a monthly ladies’ night out morphs into three nights per week for supper and drinks with your girlfriends.

Whatever the reason, eating out comes at a high cost. Not only is the food usually less healthy, but it can have a substantial adverse effect on your finances. Here are some reasons that eating out is a bad idea, and how you can change your habits.

Real Cost Of Eating Out

Cost of Food

First of all, it costs more to buy food from a restaurant than directly from a grocery store. Not only are you paying for the food, but also the service, the location of the restaurant, the cooking methods, and other things. It makes sense why cooking your food at home saves a considerable amount of money.

The Tendency for Too Much

Another thing that happens when eating out is a sense of wanting to enjoy the experience by adding on to it. Most people will not go out and eat only the main course. They will be tempted to purchase some or all of the extras. Appetizers, drinks, and dessert will be part of the meal. This adds up quickly, even when you are eating at a fast-food restaurant.

Tips and Extra Expenses

When you go to a restaurant, are you considering all the financial factors involved? Added to the price of your entire meal are server tips, which are non-negotiable at sit-down restaurants. Then there are potential costs such as parking, valet, coat check tips, the gas to drive there and more. Do you know how much you are actually spending on your meal out?

What Habits Are You Creating?

Something else to consider is the habits you are creating. When you eat at home, you will have food remaining that you did not use to prepare your meal. You are then able to use that for lunches or another meal. Also, you will be less likely to eat out the rest of the week if you have started off on Monday with a good, home-cooked meal. This forming of healthy habits will save you money in a domino-like effect.

Better Alternative Of Eating Out

What can you do to avoid eating out regularly? Meal planning is a great way to prevent food waste and make the most of your finances. At the beginning of the week, take a look through your fridge and cupboards. Then think of what recipes you can make from what you already have. After that, prepare a grocery list for the items you need and don’t yet have.

Go shopping and then come home. Start to prepare lunches and suppers for the week. Freezer meals and slow cooker recipes can be a great time saver if time is an issue for you. There is really no excuse not to cook at home when it can be so convenient and takes so little of your resources.

As you can see, there are many reasons why one should consider cutting out one’s habit of eating out. Or at least keeping it to a minimum. For a variety of reasons, eating out is more expensive by a long shot. Save your money while saving your health, and just eat at home.